A new character can be created every time the players visit Gloomhaven or at the start of the game.

A player can start a character at any level equal to or lower than the prosperity level of the city. If a player starts a character above Level 1, they should go through all the steps of leveling up for each level increase in sequence, up to and including their chosen starting level.

When a player creates a new character, he or she gains access to that character’s character mat and deck of Level 1 and “X” ability cards.

The level 1 and X ability cards start a characters Active Card Pool. A player selects starting ability cards from this at the start of a scenario to use during the battle.

The player should create a new entry in the class’s corresponding character sheet
notepad.

Draw two random personal quest cards, choosing to keep one and shuffling the other back into the deck.

Receive an amount of gold equal to 15x(L+1), where L is their
starting level.

30 coins for starting level characters.

Start with an amount of experience equal to the minimum required for their level (the number listed below that level on the character sheet).

Select an attack modifier deck. Make sure that all the cards in the deck have the same number in the bottom left hand corner.

Gain 1 perk for each character a player has retired.